Ledger of The Borrowed Days

In a drowning gothic metropolis where debts are paid in human lifespan, a dying collector discovers he can break the iron rings binding the poor—at the cost of subtracting their unpaid years directly from his own life.

Diagnosed with a terminal illness and given only a year to live, veteran collector Anselm Rook turns his back on the Iron Houses he served for two decades. But in Corvane, debt never vanishes; every ring he shatters carves weeks and months out of his own dying body. With desperate debtors queuing at his door and the law closing in, Rook faces a brutal moral crisis: in a city of thousands who need saving, who decides who is worth the price?

Dark, atmospheric, and deeply tense, THE LEDGER OF BORROWED DAYS is a razor-sharp grimdark fantasy about predatory bureaucracy, mortality, and the terrifying cost of mercy.